How do I save my debit/credit card on PhonePe?

You can save a debit/credit card on PhonePe to enable a faster payment experience. 

Note: We support all domestic debit/credit cards issued by Visa, Mastercard, Maestro, Diners, American Express, and Rupay. 

To do so: 

  1. Tap your profile picture on the PhonePe app home screen. 
  2. Tap View All Payment Instruments under the Payments Instruments section. 
  3. Tap Add Card or Add New under the Credit/Debit Cards section. 
  4. Enter your card number, the validity of your card, and the CVV number. 
  5. Enter the OTP you receive on your registered mobile number.
    Note: You can choose to allow PhonePe to autofill the OTP you receive by enabling SMS permissions for PhonePe. You can do this in Phone Settings >> Apps & Notifications >> PhonePe >> Permissions.
  6. Tap Confirm

Important: PhonePe will deduct ₹2 for authentication purposes for every card you save on the app. This amount will be automatically refunded to your account.