Can I apply for a loan without setting up a mandate?

Currently, you don’t have the option to apply for a loan without setting up a mandate

Note: Money will be deducted from your bank account through a mandate only if you miss any daily payments or penalty charges. In case there is any extra amount that gets deducted, it will be adjusted with your upcoming installments.

Related question(s):
When will money be deducted through a mandate?
What if I miss a mandate?