Payment charges: These are charges applicable for allowing you to accept payments using Wallet, credit card, and Electronic Gift Voucher (EGV) payments for your business
Value-added services: SmartSpeaker fees, POS Device fees, transaction SMS charges, Superstar voice fees, and early settlement charges
Loan installment: The amount deducted towards repayment of the loan you’ve taken through PhonePe Business.
Other charges: Charges related to refunds, chargebacks, etc.