Can I use a UPI ID (VPA) that I already created on another payment app?

If you’ve created a UPI ID (VPA) on another payment app, your VPA handle is specific to that payment app. Similarly on PhonePe, a handle (@ybl/@ibl/@axl) will be automatically assigned to when you create the bank account specific VPA.

While you can use the same VPA prefix that you have used on another app (if still available and not taken by another user on the PhonePe app), your handle will be exclusive to PhonePe and therefore your VPA is unique to PhonePe as well.

Learn more about how you can customise your UPI IDs.