What is NPCI’s database?

The National Payments Corporation of India (NPCI) maintains a database where your UPI number (unique payment address) will be linked to a UPI ID (VPA). Once your number is added to this database, you will be able to receive payments made to your UPI number (PhonePe registered number) through UPI on any payment app, irrespective of whether you’ve registered on that app. 

Learn more about why your mobile number was added to the database.