What is covered under permanent total disablement?
Below is a list of incidents covered under permanent total disablement:
| Type of disablement | Amount you would receive as % of your cover |
| Loss of sight - both eyes | 100% |
| Physical separation of two entire hands or two entire feet | 100% |
| Physical separation of one entire hand and one entire foot | 100% |
| Loss of sight of one eye and physical separation or loss of one entire hand or one entire foot | 100% |
| Loss of use of two hands or two feet | 100% |
| Loss of use of one hand and one foot | 100% |
| Loss of sight of one eye and loss of use of one hand or one foot | 100% |
| Loss of sight of one eye | 50% |
| Physical separation of one entire hand or one entire foot | 50% |
| Total and irrecoverable loss of use of a hand or a foot without physical separation | 50% |
| Injury that results in permanent and total disability due to which the Insured can no more engage in any employment or occupation | 100% |
Learn more about what is not covered under the Group Personal Accident Insurance policy on PhonePe.
