Can I claim multiple insurance policies at the same time from the same or multiple insurance providers?

Yes, you can claim multiple insurance policies at the same time from the same or multiple insurance providers. In such cases you will need to share all the information regarding all of your existing insurance policies. You will be able to claim the amount paid in the hospital depending on the coverage provided by each insurance policy. You can claim the amount in combination that is less than or equal to coverage provided from each insurance policy. For example, you have 3 insurance policies with each insurance provider providing a coverage of 10 lakh. If your hospital bill is 15 lakh, then you can reimburse the amount by claiming some amount from each insurance provider adding up to your hospital bill of 15 lakh in the above case.