Difference between comprehensive & third-party plan
| Benefits | Comprehensive | Third Party |
| Damage to your bike due to natural calamities | YES | NO |
| Damage to your bike due to man-made calamities | YES | NO |
| Loss of your bike due to theft or burglary. | YES | NO |
| Legal liability towards a third-party or third party vehicle & property | YES | YES |
Important:
- In the unfortunate event of you injuring yourself in any accident, please note that both the comprehensive and third-party insurance will not provide you any compensation for your injuries, unless you have a Personal Accident Policy. Please note that it is mandated by law for anyone with a valid driving license to have a personal accident cover of a minimum of ₹15 lakhs.
- You can choose your policy from a range of different insurance providers on PhonePe. To check the available add-on covers offered, tap View Benefits against each provider.
Learn more about what the comprehensive plan does not cover.
