How much No Claim bonus (NCB) will I earn if I do not make a claim?
If you do not make a claim during your policy periods, you will earn the below mentioned % of NCB, based on car age and number of years of not claiming a bonus:
| ALL TYPES OF VEHICLES | % OF DISCOUNT ON OWN DAMAGE PREMIUM |
| No claim made or pending during the preceding full year of insurance | 20% |
| No claim made or pending during the preceding 2 consecutive years of insurance | 25% |
| No claim made or pending during the preceding 3 consecutive years of insurance | 35% |
| No claim made or pending during the preceding 4 consecutive years of insurance | 45% |
| No claim made or pending during the preceding 5 consecutive years of insurance | 50% |
