Difference between comprehensive, third-party, & own damage plan
| Benefits | Comprehensive | Third-Party | Own Damage |
| Damage to your car due to natural calamities | YES | NO | YES |
| Damage to your car due to man-made calamities | YES | NO | YES |
| Loss of your car due to theft or burglary. | YES | NO | YES |
| Additional coverage for electrical & non-electrical accessories, and bi-fuel system | YES | NO | YES |
| Legal liability towards a third-party or third party vehicle & property | YES | YES | NO |
Important:
- In the unfortunate event of you injuring yourself in any accident, please note that the comprehensive, third-party, and own-damage insurance will not provide you any compensation for your injuries, unless you have a Comprehensive Personal Accident Policy.
- You can choose your policy from a range of different insurance providers on PhonePe. To check the available add-on covers offered, tap View Benefits against each provider.
Learn more about what the comprehensive plan does not cover.
