What is not included in the comprehensive plan?

The comprehensive insurance plan doesn’t provide cover in the following situations:

• Aging, wear and tear of your car
• Mechanical or electrical breakdown
• Damage caused under the influence of alcohol, drugs and any other intoxicating substance
• Damage caused while driving without a valid driving license
• Consequential loss and contractual iability of any kind
• Loss or damage outside the geographical boundary of India
• Damage to tyres & tubes without the car being damaged
• Damage to insured's own property
• Intentional self injury or attempted suicide
• Vehicle used for purposes not covered under limitations
• Vehicle driven by any one other than a licensed driver
• Losses due to ionizing radiation or contamination by radioactivity
• Losses caused due to nuclear weapons material
• Losses caused due to war and war like situation