How long does it take to complete the KYC verification?

If we can validate your KYC with your PAN, the KYC verification is done immediately. 
In case the validation fails, you will receive a notification to upload your Proof of Address and selfie (if asked) within the next 96 hours. If not uploaded in 96 hours, the application for the policy issuance will be cancelled and the amount will be refunded to your source account.