Why do I to need renew my car insurance policy before it expires?

It is necessary to renew your car insurance before it expires. If you fail to do so, your insurer will not be responsible to pay the debts associated with your vehicle and the risks covered with it. Also, your insurance company will not pay for any losses or damages brought on by your car, or claims filed even between the expiry date and the renewal date.

Note: You will also lose any No Claim Bonus if you do not renew the policy. The period between the expiry date and the renewal date (grace period) can be either 15 days or 30 days, depending on the insurer.