Medical expenses and evacuation
In case you fall sick or meet with an accident during your trip, the insurance will cover the cost of the treatment. This includes local medical transportation and day-care treatment. 

Personal accident
In case you meet with an accident that results in death or permanent disability during your trip, the insured amount will be paid to your legal heir or nominee.

Emergency dental pain relief
International Travel Insurance covers treatment expenses related to any dental issue availed by you for immediate pain relief. Insurance also covers dental treatment expenses due to an accidental dental injury suffered by you. 

Daily hospitalisation allowance
The travel insurance covers you with a fixed daily cash allowance if you are hospitalised. 

Accidental death and disability
In case you meet with an accident that results in death or permanent disability while travelling in a common carrier, such as an aircraft, rail, tram, or bus, the insured amount will be paid to your legal heir or nominee. 

Repatriation
Insurance will cover the repatriation of your mortal remains to your place of residence (origin city of the trip), in case of death.

Personal accident cover in India
In case you meet with an accident that results in death or permanent disability on the day of your return to India; on the way to the airport and also upon your arrival in India, during your travel back from home to the airport, and also on your arrival back to India, the insured amount will be paid to your legal heir or nominee. 

Loss of checked-in baggage
In case your checked-in baggage is destroyed or lost in transit, you can claim the insured amount under this policy. Delay in receiving checked-in baggage In case of a delay in receiving your checked-in baggage, the insurance policy will pay you for the expenses related to purchasing toiletries, medication, and clothing, to replace those in the checked-in baggage. 

Loss of passport 
In case your passport is lost or damaged outside your country; insurance will pay you the expenses incurred by you for a duplicate passport. 

Personal liability
The travel insurance policy will cover any legal expenses incurred by you towards damage or third-party civil claims during your trip. 

Trip delay
If your travel is delayed for 12 hours or more, insurance will cover the expenses incurred by you. 

Trip cancellation
If your trip is cancelled due to unavoidable circumstances, insurance will cover the non-refundable cost of your trip. 

Emergency cash benefit
If you lose your cash due to theft/burglary of your luggage or a hold-up, insurance will provide you emergency cash. Missed connection If you miss your connecting flight to your destination due to a delay in your flight from India, insurance will cover the travel charges incurred. 

Hijack cover
During the one-off scenario where your aircraft is held hostage by hijackers, you can claim the insured amount. 

Golfer's hole in one
Travel insurance reimburses the expenses incurred by you towards the celebration of achieving a hole-in-one during your trip. 

Trip curtailment
In the event of an unavoidable early return from your trip, insurance will cover the non-refundable cost of your trip. 

Home burglary
In case your home is burgled, or there is an attempt to burgle your home, during your trip, you can claim your lost and damaged property. 

Bounced hotel
In case you don't get confirmation on booking your hotel, insurance will reimburse the expenses incurred by you towards travel to the alternate hotel and the cost of upgrading to a superior class hotel.

Accident and Illness
The policy will cover hospitalisation expenses resulting from any injury due to an accident and/or illness occurring whilst on an overseas trip, which is medically necessary. 

Emergency medical evacuation
The insurance will cover expenses if an injury or illness during an overseas trip requires you to be evacuated for medical reasons. 

Repatriation
The policy will cover expenses incurred to bring the insured person’s mortal remains to their usual place of residence in case of death. All repatriation arrangements must be approved in advance by the assistance company. 

Emergency dental expense
The expenses for immediate dental treatment while on an overseas trip if it’s medically advised. 

Outpatient expenses
The policy will cover OPD treatment expenses per visit up to a maximum number of visits as mentioned in the policy schedule or Certificate of Insurance which are medically necessary. 

Accidental Death
In case of the death of the insured due to an accident, the sum Insured as mentioned in the policy schedule or Certificate of Insurance will be paid to the heir. 
Note: This is only if the insured person dies within 12 months from the date they met with an accident overseas. 

Permanent total disability
The insurance provider will pay a percentage of the sum insured amount if an Injury caused by an accident, directly and independently results in permanent total disability within 12 months from the overseas accident date.

Trip permanent partial disability
The insurance provider will pay a specific percentage of the sum insured as mentioned in the policy schedule or Certificate of Insurance for injury because of an accident, directly and independently resulting in permanent partial disability within 12 months from the overseas accident date. 
Note: This is applicable only if such disability is total, continuous, and permanent. 

Hospital daily cash
You will be paid an allowance amount as mentioned in the policy schedule or Certificate of Insurance if you have to be hospitalised due to an accident and/or Illness 

Loss of passport
You can reimburse the expenses incurred to obtain a duplicate or fresh passport. 

Important: For more details, please check the policy document carefully. 

Hospitalisation expenses for Illness & Injury
Reimbursement of expenses incurred in case of hospitalization due to contracted illness or any injury due to an accident during the policy period.

Medical Evacuation
Reimbursement of expenses for emergency transportation and evacuation services involved due to any illness contracted or accidental Injury sustained during the policy period.

Daily allowance in case of hospitalisation
Per day payout on hospitalization due to contracted illness or any accidental injury during the policy period.

Repatriation of remains
In the unfortunate event of the death of the insured, reimbursement of expenses incurred for transporting the remains of the deceased insured back to the country/place of residence or for a local burial or cremation in the country/place where death has occurred.

Personal accident
A lump sum payout in case of death or permanent total disablement or permanent partial disablement of the insured during the policy period.

Loss of Checked-in baggage
Pro-rated payout for pieces of baggage permanently lost under the custody of common carrier vis-a-vis pieces of baggage that were checked-in.     

Delay of Checked-in baggage
Insurer will get a fixed payout in case the checked-in baggage is delayed beyond the period specified in the policy certificate.

Loss of Passport/International Driving License
A fixed benefit amount shall be given to the insured if he/she loses or damages their original passport. 

Personal Liability
Reimbursement of expenses towards payment of legal liability to a third party during the covered trip arising out of accidental death, bodily injury, or property damages to a third party.

Common carrier delay 
A fixed payout in case of a delay in the departure of the scheduled common carrier.

Trip cancellation 
Indemnification for financial loss (travel and accommodation) incurred on cancellation of trip due to unexpected events e.g. sickness, natural calamities, terrorist attack, etc.

Missed connection common carrier
Reimbursement of official cancellation charges and additional cost incurred to proceed with your planned trip in case you fail to access a connecting flight or connecting common carrier due to a delayed arrival of the previous common carrier.

Burglary (Home contents)
Indemnification for financial loss or damage due to burglary/attempted burglary at your residence while you are on a covered trip.

Important: For more details, please check the policy document carefully.