Terrorism - excess : 5% of the claim amount subject to minimum of INR 5000, e.e.c.
Shop lying in restricted pin code will not be covered
Shops established in basement or below road level are not covered
Shops cannot be scrap shop, jewellery shop, standalone goddowns, woods mills, battery show rooms, chemical shops, firecracker shops, gas stations, automobile workshops, painting workshops & petrol pumps
Items stored in cold storage due to malfunction of cold storage machine, machinery break down of electrical electric and mechanical equipment & portal assets likes iPad, camera etc or valuables like curious, art, jewellery, bonds, bullions etc. kept in the shop
Goods kept in open area and goods held in trust
Property is missing or has been mislaid, mysterious disappearances and inventory/unexplained losses, shortage