Is there a waiting period for the Super Top-up policy?

Yes, here are the details of the different waiting periods:

• First 30 days waiting period - Any expenses incurred for treatment of any illness within 30 days from the first policy’s commencement date will not be covered during this period. However, expenses incurred due to accidents will be covered. 
• Pre-Existing Diseases (PEDs) waiting period - Any expenses incurred for treatment of a PED and its direct complications will not be covered for 24 months of continuous coverage from the first policy’s commencement date. This is applicable only if you disclosed these diseases at the time of purchase and if the insurance provider has agreed to cover your PEDs.
• 24 months waiting period - Any expenses incurred for ailments listed under Annexure A in the policy document will only be covered after 24 months of continuous coverage from the first policy’s commencement date.