How does Khata work on PhonePe?

Merchants who have khata enabled at their store can send you an invite to set up a khata account. After you accept the invite to enable khata, the merchant will start adding credit entries for each purchase you make at their store. You can check the credit entries by searching for a khata store in the Stores section of the app and clear your outstanding balance by selecting any available payment mode.

Learn more about how you can enable Khata on PhonePe.