How do I send money using a phone number, UPI ID, or UPI number?

To send money to your friends and family on PhonePe, you can:

1. Tap To Mobile Number or To Bank/UPI ID under the Transfer Money section on the PhonePe app  home screen
2. Search or select a contact name, UPI number, or UPI ID.
3. Enter the amount you wish to send, and tap Pay or Send.
   Note: The bank account from which you will be sending this money will be displayed next to the Send option. You can change the bank account by selecting another account from the dropdown. 
4. Enter your secret UPI PIN to complete the payment. 

Important: When you send money to a UPI ID or UPI number, the amount will be credited to the bank account that is linked to the UPI ID or UPI number. 

Learn more about sending money to yourself and sending money to a bank account