When someone sends money to my mobile number, UPI ID (VPA), or UPI number to which one of my accounts will the amount be credited?

When someone sends you money using your phone number, you will receive the money in your primary linked bank account on PhonePe.

If someone uses your UPI ID or UPI number to send you money, the amount will be sent to the bank account linked with that UPI ID or UPI number.

Learn more about how to check your primary bank account on PhonePe.