What type of rewards can I win on PhonePe?

You can win the following types of rewards on PhonePe:

1. Cashback - You can win cashback as per the offer terms and conditions for any payment you make using PhonePe. This amount will get added to your non-withdrawable (gift voucher) PhonePe Wallet balance. You can use this balance for any payments (excluding person-to-person payments and wallet withdrawal) you make using PhonePe. However, you can’t withdraw this amount to your linked bank account on PhonePe or transfer it to another PhonePe user. 
    
2. Scratch cards - You may receive a scratch card for any payment, if it meets the offer terms and conditions. On playing a scratch card, you can win any one of the following:

• Cashback - You can use the cashback amount for any payment (excluding person-to-person payments and wallet withdrawal) you make using PhonePe.
  Note: You can’t withdraw the cashback amount to your linked bank account on PhonePe or transfer it to another PhonePe user. 
   
• Offers - The offer you win on playing a scratch card will be auto-applied if any of your payments on PhonePe meet the offer terms and conditions. 
   
• Coupon - You can enter your coupon code at the time of making a payment on any of the PhonePe Switch apps or the merchant’s website/app to avail discount.

Important: Sometimes, you may see the Better luck next time message after playing a scratch card, which means that you haven’t won any reward.