Why is my credit card bill payment pending?
In rare cases, due to technical issues, your credit card bill payment may take longer than usual to be completed. It means that we are waiting for a payment confirmation from the bank. In such cases, you should wait for a few hours and check the History screen to know the status of your bill payment.
In case the pending bill payment fails, the deducted money will be refunded to you within 3 to 5 days.
Note: The bank will consider the payment date as the date for the bill payment. You will not be charged a late payment fee if you’ve paid before the bill's due date.
Related question(s)
Will I be charged a late fee?
How do I get an invoice/receipt for my credit card bill payment?