How do I add money to my PhonePe Wallet?

Important: You can add money to your wallet only if you are a minimum-KYC user. Non-KYC users can not top-up or withdraw the wallet balance.

Adding money to your PhonePe Wallet is simple and easy. 

To add money to your PhonePe Wallet:

  1.  Tap your profile picture on the PhonePe app home screen.Tap PhonePe Wallet under the Payment Methods section. 
  2. Enter the amount you wish to add to your wallet.
  3. Select the mode of payment as UPI/Debit Card/Credit Card.
    Note: You can’t use a prepaid card for wallet top-ups. 
  4. Tap Topup Wallet.
  5. Complete the top-up by authenticating it.

Wallet Top-up limits

  Min-KYC Aadhaar e-KYC
Per top-up  ₹10,000 ₹1,00,000
Per month  ₹10,000 -
Per financial year  ₹1,20,000 ₹2,00,000

You may not be able to top-up money to your PhonePe Wallet if you exceed wallet limits per top-up/day/month/year.