How much NCB can you earn if you don't file a claim in the previous year?
The No Claim Bonus (NCB) you earn will depend on the age of your car and the number of years of not claiming the bonus.
| Discount on Own Damage premium | |
| No claim made or pending during the preceding full year of insurance | 20% |
| No claim made or pending during the preceding 2 consecutive years of insurance | 25% |
| No claim made or pending during the preceding 3 consecutive years of insurance | 35% |
| No claim made or pending during the preceding 4 consecutive years of insurance | 45% |
| No claim made or pending during the preceding 5 consecutive years of insurance | 50% |
